Rideshare Drivers: Think You’re Fully Covered by Uber or Lyft? Think Again.

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$1 million insurance policy when they’re actively on a trip. But here’s what many don’t realize — if you’re in an accident while driving a passenger, you’re responsible for a $2,500 deductible before that insurance actually pays out.

That’s right: $2,500 out of your own pocket before you get any help.

A Costly Surprise Most Drivers Don’t See Coming

Imagine this: You’re driving for Lyft on a Saturday night, get into an accident that’s not your fault, and your vehicle ends up needing $4,000 in repairs. Lyft’s insurance covers the claim — but you still have to pay $2,500 upfront before anything kicks in.

That’s not just frustrating. For many drivers, it’s financially devastating.

Cover Your Uber/Lyft Deductible Without Breaking the Bank

That’s where deductible reimbursement coverage comes in. For a small monthly cost, you can protect yourself from that huge out-of-pocket hit.

Here’s how it works:

• Choose the $2,500 plan that matches your rideshare company, you can choose both if you work for both.

• If you’re in a covered accident, we reimburse your deductible — fast

• You stay financially protected and get back on the road with confidence

This isn’t insurance — it’s smart financial protection built for rideshare drivers.

What Drivers Are Saying

“After my accident, I was shocked to learn about the $2,500 deductible. Thankfully, I signed up for deductible coverage a few months earlier. It saved me from draining my savings.”
— Karina M., Lyft Driver in Chicago

Thousands of drivers across the country are already using this coverage to stay prepared for the unexpected.

Don’t Let a Deductible Drive You Into Debt

Whether you’re driving 5 hours a week or full-time, your vehicle is your livelihood. Protect it — and your wallet — with deductible coverage that makes sense.

👉 Learn more about our deductible protection plans